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billqinmortgage
Sep 7, 20223 min read
The Costs of Selling a Home
Aside from paying off your existing mortgage, there are several costs associated with selling your home. Most are required, and others...
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billqinmortgage
Aug 30, 20222 min read
Can RSU and bonus income be qualified for a mortgage loan?
However, while some lenders will accept RSUs and bonus income as part of your mortgage loan or refinance application, there are certain...
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billqinmortgage
Aug 19, 20222 min read
How do I Correct Mistakes on My Credit Report?
You do that by sending a dispute letter to the credit reporting bureau that provided the incorrect report (like Equifax, Experian, and...
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billqinmortgage
May 30, 20221 min read
Why do lenders ask for my Social Security Number?
Lenders need your SSN to verify that your information is correct and prevent loan fraud. Firstly, they use your SSN when they conduct a...
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billqinmortgage
May 30, 20221 min read
What’s the different between a “Soft pull” and a “hard pull”?
The major difference between the two is that a hard pull appears on your credit report while a soft pull does not. When you apply for a...
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billqinmortgage
May 30, 20223 min read
Why and when should I refinance?
By doing a refinance, you can turn your debt into equity, save thousands of dollars in interest, and get steadier home loan payments. In...
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